Resources / Monthly budget builder
Monthly budget builder
This isn’t about making a perfect budget — it’s about getting a clear picture of where your money goes each month. Once you can see it, you can decide if anything feels off.
Income
$
$
$
Needs (essentials)
$
$
$
$
$
$
$
Wants
$
$
$
$
$
Savings & debt paydown
$
$
$
$
Summary
Monthly income$0
Needs
$00% of income(guideline: 50%)
Wants
$00% of income(guideline: 30%)
Savings
$00% of income(guideline: 20%)
NeedsWantsSavings
Remaining$0
The 50/30/20 guideline is a starting point, not a rule. If your housing costs are 40% of your income, that doesn’t mean you’re doing it wrong — it might just be where you live. The point is seeing the whole picture so you can make choices that feel right for you.
Want a second pair of eyes?
A coach can help you look at the full picture and figure out what adjustments would actually make a difference. The intro call is free.
Book a free intro call