12th & Good Street

Financial wellness ROI calculator

The math on financial stress at work is hard to ignore. Plug in your numbers and see what a coaching program could save — and what doing nothing is already costing.

18%

U.S. average is ~18%. Adjust for your industry.

Estimated annual return

$122,176

net savings per year · 4.8:1 ROI

Based on 148 financially stressed employees out of 250 total, at $32,000/year program cost.

Deliberately conservative: we only count 25% of research-modeled savings as realized. Un-haircut versions of this math produce 15–20:1 claims — we don’t believe those, and you shouldn’t either.

Get the full savings breakdown

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Ready to run these numbers for your team?

We’ll scope a program around what your team actually needs. No standard package, no pressure. Just a conversation about whether this is a fit.

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