Resources / 401(k) & employer match calculator
401(k) & employer match calculator
Most people know they should contribute to their 401(k). Fewer know exactly how much of their employer match they’re actually capturing — or what that gap costs them over time. This calculator helps you see both.
6%
100%
4%
Your annual contribution
$4,500
Employer match you're getting
$3,000
Free money you're leaving on the table
$0
Projected value at retirement
$506,295
Assumes a 7% annual return, which is a common long-term estimate — not a guarantee. Your actual results will vary.
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